A Saturday morning call clarified that refinancing to fund a basement reno meant different paperwork than a HELOC

https://scotttipsblog.raidersfanteamshop.com/how-our-toronto-mortgage-broker-dealt-with-our-student-loans-during-brampton-pre-approval

A Saturday morning call clarified that refinancing to fund a basement reno meant different paperwork than a HELOC, which we had confused until then.