A slow-paying client can leave a freelancer short on cash. A Rolex-backed loan...

https://charlie-wiki.win/index.php/What_Are_the_Downsides_of_Using_a_Rolex_as_Collateral%3F

A slow-paying client can leave a freelancer short on cash. A Rolex-backed loan may bridge the gap without selling the watch. With a 30% structure, you borrow against part of its value