A small business can shop for off-exchange coverage through a broker, contact...

https://www.first-bookmarkings.win/small-businesses-can-shop-for-health-insurance-off-exchange-by-working-with-a

A small business can shop for off-exchange coverage through a broker, contact insurers directly, or compare small-group plans. An HRA may be another option if you’d rather reimburse employees for eligible coverage than offer one group plan