gifting pensions before death

https://future-wiki.win/index.php/IHT_changes_2027:_what_they_mean_for_your_pension_and_estate

Gifting pensions before death is a delicate financial move, often used to pass wealth to loved ones while reducing inheritance tax. You can transfer your pension pot directly, but rules vary—some withdrawals trigger taxes, and your beneficiary's own tax situation matters. It's not just paperwork; it's about timing and making sure you've left enough for your own care. Talking to a specialist and your family early can avoid nasty surprises. It's a way of giving a future helping hand, but only if…