guaranteed withdrawals 3
https://atomic-wiki.win/index.php/How_Live_Support_Transforms_Customer_Experience_in_Real_Time
Guaranteed withdrawals let you pull money from your retirement savings year after year, even if your investments lose value, because the insurance company takes on that risk. It's like having a safety net that ensures a steady income stream, but you trade some potential growth for that security. Many retirees use this to cover essential bills without worrying about market crashes.