Published News

Unauthorized Repairs Void Coverage and Cost Homeowners Thousands More Than Professional Service

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The warranty trap catches most homeowners when they repair appliances without manufacturer authorization or use uncertified technicians, risking denial of future coverage and out-of-pocket liability that far exceeds the original repair cost

Three Water Categories Shape What Insurance Adjusters Examine in Your Home

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Home insurance adjusters classify water damage by contamination level—clean, gray, or black water—because each category determines what can be salvaged, what must be replaced, and ultimately what your insurance will cover