Remote workers occupy an awkward middle ground in the insurance market. You're not a tourist — you can't rely on short-term travel policies with 30-day trip limits. You're not an expat with a work visa and an employer-sponsored plan
A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine
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Most people treat "travel insurance" and "health insurance" as interchangeable terms. They are not — and for digital nomads, confusing the two is one of the most expensive mistakes you can make
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