Saving for a big family cost need not leave you exposed when the boiler breaks...

https://instaquoteapp.com/how-do-i-budget-for-unpaid-parental-leave-without-panicking/

Saving for a big family cost need not leave you exposed when the boiler breaks or bills jump. This UK-focused guide shows how to use separate savings pots, protect your emergency buffer and stress-test the budget with an awkward month before committing.