Small businesses can compare off-exchange small-group plans through a broker or...

https://post-wiki.win/index.php/Small_Group_Health_Plan_vs._Reimbursing_Employees_for_Individual_Plans

Small businesses can compare off-exchange small-group plans through a broker or directly with insurers; some may also consider an HRA or association plan. Before comparing premiums, check that employees’ doctors and hospitals are in each plan’s network.